In December last year, the Australian Prudential and Regulatory Authority (APRA) advised authorized deposit-taking institutions that investor mortgage portfolio growth “materially above a threshold of ten per cent” would be seen as an “important risk indicator” in considering the need for regulatory action. Despite their continued threats regarding macroprudential intervention however, APRA’s analysis of banking […]

Property investors will soon notice some less than favourable changes to their cashflow and capacity to access capital, as lenders attempt to re-balance their books in line with recent regulatory crackdowns on investment related loans.

The Chinese have historically been a very wise (and patient) people, building their civilization to its current arguable status as a formidable, global economic powerhouse over centuries.

As the old saying goes, “If you can’t beat ‘em, join ‘em.” And that’s exactly what’s happening right now, with an emerging trend in first time property buyers opting to become landlords rather than traditional ‘homeowners’.