Six years is a long time in the globally enmeshed, modern world of high finance. It was only 2008 when the warning bells alarmed for Aussie lenders; as we watched the US and much of Europe become an example, illustrating why a glut of sub-prime (read dodgy) mortgages can be your country’s economic undoing.

It’s the ongoing fly in the proverbial ointment when it comes to our housing market – the Great Australian Dream has largely become unattainable for younger generations, with some suggesting they will never have the opportunity of home ownership.

After today’s RBA announcement you might well be wondering what this latest decision, as well as current economic fundamentals – particularly all the talk surrounding the controversial federal budget – means for the future of our property markets and investors who have their fortunes tied up within them.

I’m sure some people think that brokers just select a lender that pays them the most commission right? So let’s bust that myth.