If I could pick one word to describe the last two years of happenings in the real estate and financial services sectors, it would have to be ‘unprecedented’! So how did it all start?

In December last year, the Australian Prudential and Regulatory Authority (APRA) advised authorized deposit-taking institutions that investor mortgage portfolio growth “materially above a threshold of ten per cent” would be seen as an “important risk indicator” in considering the need for regulatory action. Despite their continued threats regarding macroprudential intervention however, APRA’s analysis of banking […]

Property investors will soon notice some less than favourable changes to their cashflow and capacity to access capital, as lenders attempt to re-balance their books in line with recent regulatory crackdowns on investment related loans.

As the world waits to see what effect recent events in China and Greece might have on our vastly inter-connected global economy, local and overseas analysts consider the potential impact on future interest rate decisions here at home.