Here’s an interesting fact that’s worthy of discussion: Many Australians are currently choosing higher variable home loan rates, even though lower fixed-rate options are readily available. To be specific, many new homeowners or first-time buyers are entering into mortgage agreements with variable rates around 6.2%, despite the availability of lower fixed rates at approximately 5.89% […]

“Timing the market” is one of the most widely-discussed property investment strategies. We’ve all heard catchphrases like: “Buy low, sell high” “Buy after the clock downswing” “Catch the wave early” And so on. But how do you really put this concept into practice? History provides some valuable, and exciting, clues to this answer. By looking […]

Paying off your home loan faster doesn’t just provide the security of owning your property outright sooner – it can also be a lucrative wealth-building strategy. The calculus behind this is simple: by reducing your mortgage term you’ll pay less interest, which in turn frees up cash flow for other wealth-generating opportunities. So, how can […]

Property investment is one of Australia’s most popular vehicles for building wealth. However, like every investment strategy, the decisions you must make will shape its success. And one of those decisions is choosing between a new property, or an existing one. In this article, I’ll compare the pros and cons of buying new and existing […]