Right now, fixing your rate often means paying for two or three future rate rises that haven’t happened. That’s why so many borrowers are paying for peace of mind that doesn’t actually exist. We do not know what interest rates will do next. No one does. Rates may rise, they may stay flat, or they […]

A reality check for property investors in late 2025 A reality check for property investors in late 2025 For the better part of this year, investors have been hanging on for the same thing: enough rate drops to take the pressure off their investment loan. But the latest numbers have pulled the rug out from […]

Why so many borrowers are still stretched — and how to find your safe limit in 2025 If you’ve got a mortgage, you’ve probably felt the recent rate reductions — a little breathing room in your monthly budget, a sigh of relief as repayments dip slightly. But that sense of relief hasn’t lasted long. Across […]

Buying an investment property isn’t about emotions — it’s about numbers. The right data can reveal whether a property will help you build wealth or hold you back. Here are five simple, reliable metrics to help you assess an investment property in today’s market. Metric 1: Median House Price ‘Median house price’ shows the middle […]