When it comes to securing a home loan in Canberra, homebuyers are often faced with a critical decision: should they go through a mortgage broker or directly approach a bank? This choice can significantly impact the type of deal you get, the level of personalised service, and even the ease of the entire home-buying process. […]

Paying less interest and fewer fees is a priority for almost every mortgage holder in Australia right now. Our current high interest rate environment (and the “fixed-rate mortgage cliff” many are experiencing) is putting pressure on millions of households, causing a renewed interest in strategies for reducing loan repayments. Of course, finding a loan with […]

This fact sheet explores some of the lesser-asked questions about the mortgage broking industry. Here’s what this fact sheet answers: Some of your biggest questions about mortgage brokers Some of your biggest questions about Trilogy Funding Some of your biggest questions about mortgage brokers Q: Are mortgage brokers regulated in Australia? Yes, mortgage brokers are […]

A few weeks back, I wrote about the ‘fixed rate mortgage cliff’ and the impact it will have on 800,000+ Australian homeowners this year (and 450,000 people next year). The calculus behind the ‘cliff’ is simple: ultra-low fixed mortgage interest rates from the COVID-era are now coming to an end, and are being replaced by […]