Everyone wants to pay less interest on their home and investment property loans, and refinancing is one strategy to help lower your interest rates – but is it worth it? In this article we take a look at how you can get the most out of refinancing. For owner occupied home loans, refinancing can be […]

With the property boom of recent years and the popularity of TV renovation shows like The Block and House Rules, increasing numbers of Australians have been ‘buying to flip’ – buying a property, renovating it and selling it at a profit. Buying to flip can be lucrative when property prices are rising rapidly, but is […]

While you don’t need to be debt-free to secure a mortgage, you do need to demonstrate that you’re responsible with your finances. This means steadily paying down existing debt and saving regularly. Here are seven steps you can take to reduce your debt and ensure you’re home loan ready: Work out how much you spend […]

Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans. Being a guarantor generally means using the equity in your own property as security for your child’s home loan. […]