When preparing to buy a home, most of us focus on saving for a deposit, securing a stable income, and keeping our credit history squeaky clean. But here’s the thing — there’s a sneaky factor that could be quietly sabotaging your borrowing power: unused credit limits. Here’s how it works and what you can do […]

Should you make a property move in January? Absolutely—Here’s why. The festive season often brings reflection, resolutions, and ambitious plans for the year ahead. Maybe you’ve been dreaming of upgrading to your dream home, buying your first investment property, or stepping into the market for the first time. You’re set on 2025 being your year. […]

Here’s an interesting fact that’s worthy of discussion: Many Australians are currently choosing higher variable home loan rates, even though lower fixed-rate options are readily available. To be specific, many new homeowners or first-time buyers are entering into mortgage agreements with variable rates around 6.2%, despite the availability of lower fixed rates at approximately 5.89% […]

“Timing the market” is one of the most widely-discussed property investment strategies. We’ve all heard catchphrases like: “Buy low, sell high” “Buy after the clock downswing” “Catch the wave early” And so on. But how do you really put this concept into practice? History provides some valuable, and exciting, clues to this answer. By looking […]