5 Ways Trilogy Funding Enables You to Fast-Track the Growth of Your Property Portfolio With Stability and Control
We Develop An Ongoing Partnership With You
At Trilogy Funding, we know that being a great property investor means keeping ahead of the game and staying up-to-date with the latest products. That’s why we develop an ongoing partnership with our clients. We review your position every 12 months and suggest any changes that will help you capitalise on opportunities as they arise.
We Implement A Structure That Gives You More Choices
The difference between the right loan structure and the wrong structure can mean the difference between buying when YOU want to buy and the bank TELLING YOU when you can buy. So it makes sense to ensure you have the right loan structure so that you can do what you want to do, precisely when you want to do it.
The team at Trilogy Funding are experts in ensuring that your investment loan is structured to give you maximum flexibility and more control over your assets. We avoid “cross-collateralisation” and “equity lock up” hazards that many banks encourage – and many mortgage brokers simply overlook.
How this has helped our clients in the past:
Sydney-based clients, Stephen and Christine had two properties crossed with ANZ. The bank didn’t want to advance them any additional money, so by assigning the debt to one property and refinancing the other with a new lender, Stephen and Christine were able to proceed with the purchase of their next investment property.
We Optimise to Keep Pace With Your Property “Collection” Timeline
Many property investors feel that the banks slow them down. That’s why we start with the end in mind and see the big picture when we first arrange your finance.Up front, we seek out the answer questions such as:
- Which loan structures and lenders enable you to access more borrowings when you spot the next property you want to purchase?
- How long until you can purchase the next property?
- How many properties can you purchase in the next five years and what key performance indicators does your portfolio need to reach to ensure this?
How this has helped our clients in the past:
Our Adelaide-based client, Kylie accessed the equity in her owner-occupied home to buy 3 investment properties within 6 months.
We Secure Unadvertised Discounted Rates For You
If you have substantial borrowings, chances are you can secure a discounted interest rate. But has your lender or broker offered this to you? Have they arranged a special deal for you so that you can minimise your interest holding costs, maximise your cash flow and create availability for future borrowings?
We can and we do!
We have negotiated special rates with lenders for many of our clients who have substantial borrowings and larger portfolios. We do this on a deal-by-deal basis to ensure that we broker the deal that is right for your specific situation.
How this has helped our clients in the past:
Our client, Lynette, wished to stay with her current lender for her new property purchase. However, their rates were uncompetitive in the market. Trilogy contacted the existing lender and successfully negotiated for them to match the more competitive rates of other lenders. This created a win-win situation in that the bank got to keep their client, and the client was able to remain where she felt the most comfortable – with a competitive interest rate.
We Regain Titles And Reduce The Banks’ Stranglehold On Your Assets
Are you in a situation where your current lender has too much security over your assets – putting you at risk? Perhaps you are tied to this lender due to other business interests or an inflexible loan structure?We can help you regain the titles of these properties to reduce the banks’ stranglehold on your portfolio and better protects your assets.
How this has helped our clients in the past:
Our clients, Steve and Natalie had a 57% Loan to Value Ratio across their portfolio. With one quick fax and a few phone calls to Westpac Bank, they were able to have a property released and a title returned to them. It’s not always that simple, but sometimes it really is.
If you are concerned that your current investment loan may not be right for you, that you may be paying too much interest, missing out on opportunities or putting yourself at risk, contact us now for a FREE no-obligation consultation or call us on 1300 657 132 to speak with one of our expert property investment brokers about how we can help you fast-track the growth of your property portfolio.