Gone is the rhetoric, and as finance industry regulators move to prevent the type of questionable sub-prime lending practices that brought America to its knees during the 2008 GFC, it seems Australian property investors are in for a rude awakening.

Much ado has been made around Abbott and co’s apparent failure to address the so-called ‘housing affordability crisis’ in their recently released budget.

There’s been an awful lot of err…less than favourable commentary…around negative gearing of late.

As industry regulators crack down on credit providers and make conventional investor related property loans tougher to come by, an increasing emergence in alternative funding, facilitated by technology, could portend a very different lending trend.