When you set out to create a retirement fund with residential real estate as your chosen investment vehicle, depending on the road you take the journey can be one of smooth sailing, sunshine and lollipops, or downright rocky and hazardous.

You’ve signed a time restrictive contract of sale to purchase your next property and are just waiting on the bank to come back with a valuation to confirm your unconditional loan approval. But what happens if your lender’s appointed valuer decides the numbers don’t quite stack up in your favour?

There’s a significant global shift happening in the social and economic fabric of humanity.

When it comes to residential real estate, there are a number of traditional, underlying fundamentals that form the foundation of our various metro, suburban and regional markets.