If you applied for a home loan in the current financial environment , your lender would probably assess your application in the context of both your credit score and your credit history – on top of your income, assets, liabilities and living expenses. Your credit score is a number calculated by a credit-reporting agency, which compares […]

When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection. Is it right for you? Is a spare bedroom, second bathroom or ensuite a must? Will everyone be safe or comfortable climbing stairs? Does your dog need space to roam? Be […]

American economist Edgar Fiedler, is famously quoted as saying, “He who lives by the crystal ball soon learns to eat ground glass.” Forecasting the future of any market, including housing, is certainly not straightforward or simple. If it were, everyone would be millionaires.   However, with local interest rates at record lows and all sorts […]

The RBA Governor and Federal Treasurer walk into a bar…Okay, it wasn’t a bar. And it may be less of a laughing matter and more on the serious side, when Governor Lowe and Treasurer Frydenberg get all chummy at a joint press appearance. Which is exactly what happened recently. One can only guess at the […]