On numerous occasions I’ve waded into the muddy waters of Australia’s OTP apartment market, usually to warn property investors that this is a niche sector, requiring complete awareness of what you’re buying into. The premise of a housing asset procured off the plan; that is prior to being constructed, is about making a quick and […]

Cashflow is critical to the survival of a property portfolio. I’ve made that statement on many occasions…probably because it’s the most fundamental truth of investment. Without capital coming in, how do you safely and sustainably acquire, and hang onto, a retirement fund that grows to provide sufficient wealth for you and your loved ones when […]

Was this the very first question you spent serious time contemplating, before embarking on your investment journey? Hopefully it was and you did…and are well on your way to the success you dreamed of. For many beginning investors though, the incentive for them to take a large chunk of savings that they probably worked hard […]

While interest rates have continued on a downward trajectory to reach record lows of late, and the big banks have shored up their risk assessment criteria, a large number of households are still experiencing significant mortgage stress. Reports from credit agencies Fitch Ratings (FR) and Standard & Poor (S & P) indicate that despite homeowners […]