The conversation around property investing has been dominated by what investors have lost. Borrowing capacity has tightened for some borrowers. Tax incentives have shifted away from established property. Lending policies have changed. Investors who were already questioning whether now was the right time to buy have suddenly found themselves with even more reasons to sit […]

The Government Isn’t Just Changing Tax Policy. It’s Trying To Change Investor Behaviour. For years, the Australian property market has largely rewarded investors for buying established homes in strong locations, holding them long term, claiming negative gearing benefits, and relying on capital growth over time. The 2026 Budget signals a major departure from that model. […]

There’s a growing conversation right now around capital gains tax, and whether the rules that have shaped property investing for the last decade are about to change. Nothing has been confirmed. The current 50% capital gains tax discount still stands. But the discussion around reducing it, potentially to 33% or lower, is already enough to […]

The short answer is yes. But not for the reasons most people think. The market has shifted again. The RBA has now delivered multiple rate increases in quick succession, and borrowers are starting to feel it. Variable repayments are adjusting, fixed rates have already moved ahead of it, and the conversation has quickly returned to […]