Why so many borrowers are still stretched — and how to find your safe limit in 2025 If you’ve got a mortgage, you’ve probably felt the recent rate reductions — a little breathing room in your monthly budget, a sigh of relief as repayments dip slightly. But that sense of relief hasn’t lasted long. Across […]

Spring’s here, and so is the heat in the property market. We’re seeing the return of tactics that only surface in highly competitive conditions: best and final offers race-to-exchange contracts section 17 waivers (signing away your cooling-off period to secure the property fast) For buyers, it feels a little like stepping into the Wild West. […]

The Great Australian Dream — owning your own house on your own land — once felt like a rite of passage. A goalpost that defined success, stability, and adulthood. But in 2025, is it now more of a punchline? House prices are up. Interest rates are (slowly) coming down. Supply remains squeezed. And property ownership? […]

Paying off debt is a part of modern life. By borrowing money, we can unlock wealth-creation and lifestyle opportunities and ultimately lead more interesting and fulfilling lives. However, not all debt is created equal. Some debt is good, and some is bad. Good debt allows you to cost-effectively purchase an appreciating asset and create a […]