In our post-COVID environment, many of us are finishing our (amazing) ultra-low mortgage interest rates (~2%) and are being rolled onto something a lot higher, and a lot more painful (~6%). This is creating repayment pressure in households and property portfolios across our great nation. As a result, many people are turning to a strategy […]

Have you ever wondered how investors buy a property without providing a cash deposit upfront? It’s most likely that they use the equity they have in one property as collateral to secure financing for another. When used correctly, equity is a powerful tool. We recently discussed equity in episode 5 of our podcast, Your Lending […]

Recent research suggests that, as of March 2024, national home values have reached a record high for the fifth consecutive month. Of course, property growth is great. But what happens when property values grow too quickly… and create unaffordability issues and barriers to market entry? In other words, how can aspiring investors and homeowners get […]

In our high interest rate environment, home loan refinancing is a powerful but often underutilised strategy. It provides homeowners and investors the opportunity to optimise their lending by reducing monthly repayments, accessing more funds, or reconfiguring their lending environment to enable faster portfolio growth. We recently discussed refinancing in episode 4 of our podcast, Your […]