It’s happening. After two RBA rate cuts in early 2025 — with another two or three forecast before year’s end — a quiet but powerful shift is taking place among investors. Not in headlines. Not in hype. But in spreadsheets. Because when you actually run the numbers, what used to be too expensive to hold… […]

EOFY: when everyone’s trying to claim their dog as a guard animal and debating if that monitor was really used for work. But savvy property investors? They’re doing something a little more strategic (and way more legit): prepaying 12 months of interest on their investment loans before June 30. It’s a move that can lead […]

With so many conflicting headlines about inflation, interest rates, and global tensions, many would-be buyers and investors are left wondering: is now really the right time to make a move? On the surface, sitting and waiting might feel like the cautious, sensible thing to do. But when you dig into the underlying trends — both […]

Interest rates have officially dropped, which is great news. However, you might not be feeling the cash flow relief you were hoping for. Why? Because just because the bank lowers its rate doesn’t mean your repayments automatically follow suit. If you’re still paying the same amount, you’re probably missing out on the opportunity to save. […]