Interest rates have officially dropped, which is great news. However, you might not be feeling the cash flow relief you were hoping for. Why? Because just because the bank lowers its rate doesn’t mean your repayments automatically follow suit. If you’re still paying the same amount, you’re probably missing out on the opportunity to save. […]

If you’ve been watching the headlines, you’ve probably heard the buzz—interest rates are likely to drop at the Reserve Bank of Australia’s (RBA) next meeting. While this is great news for homeowners and buyers, the big question is: what does this actually mean for you? Let’s break it down in a way that makes sense. […]

When preparing to buy a home, most of us focus on saving for a deposit, securing a stable income, and keeping our credit history squeaky clean. But here’s the thing — there’s a sneaky factor that could be quietly sabotaging your borrowing power: unused credit limits. Here’s how it works and what you can do […]

Paying off debt is a part of modern life. By borrowing money, we can unlock wealth-creation and lifestyle opportunities and ultimately lead more interesting and fulfilling lives. However, not all debt is created equal. Some debt is good, and some is bad. Good debt allows you to cost-effectively purchase an appreciating asset and create a […]