The dream of owning a home is becoming increasingly difficult for young Australians. With property prices soaring, and wages stagnating, many first-home buyers are struggling to save enough for a deposit let alone qualify for a mortgage. These affordability issues, coupled with the high cost of living and strict lending criteria, are major barriers to […]

Let’s face it: sometimes unexpected “life” events get in the way of our financial or property ownership goals. Whether it’s something traumatic like a divorce, the burden of rising living costs and high monthly outgoings, or the rush to secure financing for a new property, unexpected financial challenges can be both stressful and restrictive of […]

The 2024-2025 Federal Budget was recently handed down. Inside, it painted a dire picture of our national housing crisis, attributing it to a “historic underinvestment” in housing, resulting in a substantial supply deficit. This shortage is a key factor in the housing affordability problems being experienced by first-home buyers across our great nation. The Budget […]

In our post-COVID environment, many of us are finishing our (amazing) ultra-low mortgage interest rates (~2%) and are being rolled onto something a lot higher, and a lot more painful (~6%). This is creating repayment pressure in households and property portfolios across our great nation. As a result, many people are turning to a strategy […]