A quick peruse of headlines in the morning papers is enough to send less seasoned property investors into a tailspin at present.  Crashes, bursting bubbles and dire predictions for a doomsday type housing market downturn all feature as prominent, news selling stories. Because, let’s face it, logical reasoning and rational analysis without putting the fear […]

In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you. Variable rate loans Variable interest rate loans are all about flexibility. Essentially, […]

Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both. A home loan is generally a long-term proposition, but in some situations it can be suitable to refinance your mortgage. Refinancing involves taking out a new […]

New government regulations mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own loan structure. Rewind a few years and many people would have confidently assured you that an interest-only loan – a home loan on which you only have to make interest payments for a set […]