For years now, Australia’s central bank has been locked in a stalemate when it comes to assisting our economic fortitude with a monthly up, down or sideways movement in official interest rates. Rates were dropped, and dropped, and dropped some more, as house prices shot up and affordability issues started pushing many punters out of […]

The Australian Prudential and Regulatory Authority (otherwise known as APRA), was one of the major players in directing monetary and bank lending policy throughout our most recent property boom. APRA swept in as the ‘big brother’ in 2014, supervising Australia’s ‘renegade’ lenders, whom it seemed were intent on profiteering off the back of a low […]

Relax. Take a breath. It may seem like the world, or at least a substantial section of Australia’s capital city property markets, are caving in. But there’s still a ways to go before this downturn is over, according to the experts, and we really shouldn’t panic at this point. Headlines proclaiming a sharp decline in […]

As banks and super funds start to pull in the purse strings, investors are being cautioned to lower their risk exposure, with concerns a sharp correction could suddenly devalue hundreds of highly leveraged property portfolios. Greatest fears are held for those investors over 50 years of age, for whom a sharp correction in values could […]