All signs in our housing markets currently point to a softening of buyer activity and transaction levels, which is a sure sign that we’re entering a slower phase of the property cycle. Whether this is a long-term transition or a slight seasonal glitch in the housing matrix is really still uncertain, but what we do […]

A lot can happen in a year. Just twelve short months ago lenders were starting to reconsider whether they should be tripping over themselves to offer investors discounted mortgage products, as APRA began making regulatory waves. Now there’s no doubting that those looking to profit from residential property have fallen out of favour, as owner-occupier […]

As loans start getting a little harder to come by and the banks erect increasing serviceability barriers, many property investors are reflecting on other ways to keep their portfolio’s cash flowing. And let’s not forget vendors looking to sell their homes in a slower market, suddenly having to get a bit more creative in a […]

Last week the Bank of Japan was sounding some serious alarm bells, suggesting a race of sorts is on to take monetary policy into the largely unchartered waters of negative interest rates. The warning from Japan’s version of the RBA is a further indicator that this is a significant time in human, industrialised history; a […]