Throughout Australia’s evolution as a young nation surrounded by older, more established economies, one thing has remained fairly consistent…our love of housing. We have some of the highest rates of home ownership in the developed world, with people who own or are purchasing a dwelling sitting at around 70% for decades now. Whether it’s because […]
READ POSTIf I could pick one word to describe the last two years of happenings in the real estate and financial services sectors, it would have to be ‘unprecedented’! So how did it all start?
READ POSTIn December last year, the Australian Prudential and Regulatory Authority (APRA) advised authorized deposit-taking institutions that investor mortgage portfolio growth “materially above a threshold of ten per cent” would be seen as an “important risk indicator” in considering the need for regulatory action. Despite their continued threats regarding macroprudential intervention however, APRA’s analysis of banking […]
READ POSTProperty investors will soon notice some less than favourable changes to their cashflow and capacity to access capital, as lenders attempt to re-balance their books in line with recent regulatory crackdowns on investment related loans.
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