Thinking about refinancing to upgrade your property, or perhaps build your investment portfolio? Apparently you’re not alone!

Australia’s lending landscape has been much the same since the inception of banking in our country, with the major four pillars soaring ever skywards on the back of increasing profits, as smaller lenders scrounge for the leftovers in their wake.

Unless you’ve just crawled out of a cryogenically induced hundred-year hibernation, you know that real estate in Sydney, Australia is EXPENSIVE!

As industry regulators crack down on credit providers and make conventional investor related property loans tougher to come by, an increasing emergence in alternative funding, facilitated by technology, could portend a very different lending trend.